In today’s uncertain economic climate, it can be hard to make ends meet. In fact, some people don’t make enough money even when working two jobs, which can lead to making tough decisions. When a person is overloaded with debt, it’s a good idea to check with a chapter 11 bankruptcy attorney. The following information can assist with preparing for an initial meeting.
Before seeing a chapter 11 bankruptcy lawyer, ensure that all client intake forms are filled out completely. Don’t leave any questions blank. When a question does not pertain to you, simply put “n/a”, which will let the lawyer know you did not accidentally skip the question. Some information that will be needed includes a person’s full legal name and address. A potential client should also include information about dependents and income. Don’t leave out information simply because it’s slightly embarrassing, the lawyer will need to know these details to understand the events that lead to a client accumulating excessive debt.
One of the main priorities in getting ready for an initial meeting is to be organized. Purchase a few inexpensive folders and label them for easy identification. Some forms and documents that will need to be shown to the lawyer include the last three years’ tax returns, the last six months’ bank statements, and the last few credit card statements. It’s essential to bring all documentation showing proof of payment on recent bills. Even if a payment is not a full one, bring receipts and canceled checks to the meeting.
It’s helpful to make a list of questions to ask the attorney, and you can practice answering them at home so responses can be delivered in a clear, concise manner. Ask the lawyer what will be needed at the first meeting, and ensure that the client intake forms are returned at least a few days before the first visit. Know what the lawyer will charge for the initial visit beforehand. By being prepared and willing to do your part, a person will have a good chance of being accepted as a client. For more information on bankruptcy services, please talk to an expert at Hogan & Associates, P.C. or visit Hogan-law.com. You can also connect them on Facebook for more updates.