While a motorcycle can be insured under an endorsement attached to an existing policy, in many cases, a stand-alone policy for a motorcycle is a better choice. A stand-alone policy is not only able to offer more specific, desired coverage, including protecting extras like custom parts and riding apparel, but also to offer more competitive prices.
The cost of Motorcycles Insurance in New Berlin, WI can also be reduced by taking a motorcycle safety course, installing an anti-theft device, and maintaining a good driving record.
Take a Motorcycle Safety Course
For some states, obtaining a motorcycle license depends on the completion of a motorcycle safety course. For these states, this may not equate to a reduction of insurance costs. However, for states that do not have this requirement, taking a course that is recognized by the insurance company is a good way to get a 10 to 15 percent discount on motorcycle insurance.
Install an Anti-Theft Device
Some insurance policies are comprehensive and protect not only against damages incurred in an accident but also against fire, theft, and other damages. Those who own newer motorcycle models or have financed the costs of a motorcycle are more likely to take out a policy that includes comprehensive coverage. This type of policy is often more expensive, but some companies offer discounts for installing anti-theft devices.
Maintain a Good Driving Record
It is common for an insurance company to look at a person’s driving record to help set their insurance rate, with better drivers who have claims-free status being offered better rates. A person’s driving habits with a car are often indicative of how that person will operate a motorcycle. Therefore, maintaining a good car driving record can lead to lower rates for motorcycle insurance as well.
Trust P & C Insurance Services Inc. for Motorcycles Insurance in New Berlin WI. All types of vehicle insurance are offered, including motorcycle, car, truck, ATV, and more. Auto insurance firms include Liberty Mutual, Travelers Insurance, MetLife, and Liberty Mutual, among many others. Professionals are available to help determine the type and amount of coverage each customer needs. Visit the website for more information.
