Having a debilitating disability is frustrating. It can become even more complicated when you are no longer able to work, but your New Jersey disability application gets denied. A high percentage of claims get denied the first time, but many people are unsure why. Here are some of the most common reasons your disability application can be denied.
Lack of sufficient medical evidence
Disability claims are accepted largely based on one’s inability to do a job because of a specific medical reason. Therefore, there must be a significant amount of medical proof to back-up the claim. If that information is not provided to the Social Security Administration (SSA), it is highly likely the application will be denied benefits since benefits are reserved for those who can prove a need for them. When you apply for disability benefits, make sure your doctor has completely documented your medical issue and has specifically stated your inability to work is a direct result of your ailment. Also, keep a log of how much time at work you have lost as a result of your ailment and submit it to the SSA as part of your application.
You have had multiple denials
Often people will keep resubmitting denied claims. This process becomes problematic for both the applicant and the SSA. Sometimes the SSA will systematically deny claims if they see that the application has already been submitted and denied. It is far better for an applicant to go through an appeals process with the original claim for a better chance at the claim being accepted.
Your income exceeds the Substantial Gainful Activity Allowance
The SSA has strict standards on the amount of income a person receiving disability benefits can make. If your monthly income exceeds the minimum allowable amount, there is a good chance your application will be denied. Some applicants have had more success getting their applications approved by quitting their jobs to fall within the allowable income amount.
Failure to follow treatment
The SSA expects people who receive disability benefits to follow orders prescribed by the doctor. If the SSA is aware that an applicant is not adhering to the prescribed protocol, there is a good chance the claim will be denied.
Failing to cooperate
Applicants who do not cooperate with the SSA are bound to have their applications denied. Lack of cooperation can be something as simple as failing to return a phone call or not providing the SSA with any requested information. However, staying in regular contact with the person assigned to your case and complying with all SSA requests can go a long way in having your application accepted.
If you think you are eligible for disability benefits, do not let your New Jersey disability application get denied. Follow these simple guidelines and contact a local disability lawyer to help you assure your application will be approved the first time.
